Death benefits

Who are the beneficiaries when I die?

What will my dependents get when I die in service?

If you die before your retirement date and in service the following
benefits will be payable:

Spouse’s pension
65% of the pension you were entitled to at the date of death.
Children’s pension
- Pension will be paid up to a maximum of 4 children at 25% of the spouse’s pension per child.
- If there is no Spouse each child would get 50% of the pension that would have been payable to the spouse. If they are more than 2, they would get 100% of the pension you were entitled to at the date of death and it would be divided equally amongst them.

The total pension in each case shall not exceed the amount which would have been payable to the member on the date of death.

Is death benefit taxable?

The death benefit is taxable when the deceased member was below 55 years of age.

Which documents are required when my beneficiaries are claiming for death benefits?

Certified copy of the death certificate.
Certified copy of the Marriage Certificate or Confirmation of customary marriage from civil or magistrate court or three affidavits filled and signed by close relatives to the deceased with the same surname (excluding children and grandchildren),
Certified copy of birth certificates for Children below 18 years of age or above 18 years of age but below 23 provided they are undergoing full time education (for colleges a certificate of registration of the college with Ministry of Education is required).
Certified copy your Identity Document (ID) or valid Passport or Driver’s License,
Certified copy of your Spouse’s Identity Document (ID),
Fully completed Member Exit Form submitted by the Employer,
Fully completed Employer Benefit Form for Employer extended benefits,
Current Banking details,
Fully completed Member Update Form (MU01),
A copy of last payslip of deceased member